RTS deserves a look if its participating stops line up with your lanes and you want a choice between prefunding and credit. Decide on the card first, then compare your actual pump prices and payment dates. Several writers valued the help getting started, but bundled services deserve a separate conversation. The current no-recurring-fee offer also needs reconciling with older issuer schedules still online. Get one written offer that identifies the card, applicable fees and any conditions attached to factoring.
Updated 2026-09-09
What stands out
A closer look at RTS Fuel
Savings at my stops
Compare a week of your regular stops, including any detour. Check the account price in the app against the final receipt rather than budgeting from an advertised average.
Supporting details
Advertises more than 4,000 participating fuel stations nationwide. Source ↗
RTS quotes an average 45¢ per gallon; this is not a promised discount at every stop. Source ↗
Use the card at the pump within the RTS Plus network. Out-of-network stations do not provide RTS fuel discounts. Source ↗
Find participating stations using the Fuel map in the RTS app. Source ↗
The mobile agreement treats displayed fuel prices as estimates, not guaranteed final prices. Source ↗
RTS identifies Southern Tire Mart among its partners; the app lists participating service centers. Source ↗
Research context
The available fuel-related feedback spans July 2025–July 2026 and gives a narrow view of setup, card access and bundles. It does not establish typical savings or outcomes for comparable fleets.
At a glance
Fleet requirements
The owner-operator offer advertises no minimum fleet size or fuel purchases. Confirm any separate bundle conditions.More details
Current fee offer
RTS advertises no recurring fuel-card fees. Request the complete fee schedule for your chosen card, including transaction and funding charges.More details
Account closure
The posted Fleet One agreement, dated November 2023, requires 30 days’ written notice. Obtain the current closure terms for your selected card.More details
Getting the discount
Use the card at the pump within the RTS Plus network. Out-of-network stations do not provide RTS fuel discounts.More details
Costs, plans & capabilities
Fleet One: a credit account
Fuel and maintenance discounts with advertised credit lines up to $3,200 per truck per week.
The published Fleet One issuer agreement makes credit discretionary and permits limit changes. The advertised maximum is not an approval guarantee.
RTS advertises no recurring fuel-card fees. Request the complete fee schedule for your chosen card, including transaction and funding charges.
The November 2023 agreement lists monthly charges of $6 per card and $7.95 per account. These are historical published terms, not a current quote.
The posted Fleet One agreement, dated November 2023, requires 30 days’ written notice. Obtain the current closure terms for your selected card.
Self-Funded: load before you fuel
Load funds by debit or credit card; marketed as a discount option regardless of credit score.
The December 2023 agreement lists a $500 initial load and an ACH hold of up to three business days. Confirm today’s minimum and timing for your funding method.
RTS advertises no recurring fuel-card fees. Request the complete fee schedule for your chosen card, including transaction and funding charges.
The December 2023 agreement lists $1.50 in-network and $5 out-of-network fuel transactions, plus $7.95 monthly maintenance. Confirm current charges and waivers.
Total Fleet: gasoline and diesel
For larger gasoline-and-diesel fleets; advertises extended payment terms and fuel reporting. Exact payment days require a quote.
RTS advertises no recurring fuel-card fees. Request the complete fee schedule for your chosen card, including transaction and funding charges.
Discounts and daily account use
Advertises more than 4,000 participating fuel stations nationwide.
RTS quotes an average 45¢ per gallon; this is not a promised discount at every stop.
Use the card at the pump within the RTS Plus network. Out-of-network stations do not provide RTS fuel discounts.
Find participating stations using the Fuel map in the RTS app.
The mobile agreement treats displayed fuel prices as estimates, not guaranteed final prices.
Set spending limits and use Card Lock through the RTS app.
The issuer agreement says controls depend on merchant data and systems; they do not remove the account holder’s responsibilities.
RTS identifies Southern Tire Mart among its partners; the app lists participating service centers.
The FAQ directs discount problems to your representative by phone or email. It does not establish round-the-clock fuel-card support.
RTS markets lower rates and savings when fuel and factoring are bundled.
RTS belongs to the Shamrock family of brands and offers fuel services alongside factoring and other trucking products.
Plan details
The business
RTS belongs to the Shamrock family of brands and offers fuel services alongside factoring and other trucking products. Source ↗Checked 2026-09-09
Fleet requirements
The owner-operator offer advertises no minimum fleet size or fuel purchases. Confirm any separate bundle conditions. Source ↗Checked 2026-09-09
Discount network
Advertises more than 4,000 participating fuel stations nationwide. Source ↗Checked 2026-09-09
Advertised savings
RTS quotes an average 45¢ per gallon; this is not a promised discount at every stop. Source ↗Checked 2026-09-09
Getting the discount
Use the card at the pump within the RTS Plus network. Out-of-network stations do not provide RTS fuel discounts. Source ↗Checked 2026-09-09
Planning stops
Find participating stations using the Fuel map in the RTS app. Source ↗Checked 2026-09-09
Total Fleet
For larger gasoline-and-diesel fleets; advertises extended payment terms and fuel reporting. Exact payment days require a quote. Source ↗Checked 2026-09-09
Self-Funded
Load funds by debit or credit card; marketed as a discount option regardless of credit score. Source ↗Checked 2026-09-09
Fleet One
Fuel and maintenance discounts with advertised credit lines up to $3,200 per truck per week. Source ↗Checked 2026-09-09
Credit decisions
The published Fleet One issuer agreement makes credit discretionary and permits limit changes. The advertised maximum is not an approval guarantee. Source ↗Checked 2026-09-09
Current fee offer
RTS advertises no recurring fuel-card fees. Request the complete fee schedule for your chosen card, including transaction and funding charges. Source ↗Checked 2026-09-09
Older Self-Funded fee schedule
The December 2023 agreement lists $1.50 in-network and $5 out-of-network fuel transactions, plus $7.95 monthly maintenance. Confirm current charges and waivers. Source ↗Checked 2026-09-09
Older Fleet One fee schedule
The November 2023 agreement lists monthly charges of $6 per card and $7.95 per account. These are historical published terms, not a current quote. Source ↗Checked 2026-09-09
Self-Funded balance availability
The December 2023 agreement lists a $500 initial load and an ACH hold of up to three business days. Confirm today’s minimum and timing for your funding method. Source ↗Checked 2026-09-09
Account closure
The posted Fleet One agreement, dated November 2023, requires 30 days’ written notice. Obtain the current closure terms for your selected card. Source ↗Checked 2026-09-09
Prices shown in the app
The mobile agreement treats displayed fuel prices as estimates, not guaranteed final prices. Source ↗Checked 2026-09-09
Driver controls
Set spending limits and use Card Lock through the RTS app. Source ↗Checked 2026-09-09
Control limitations
The issuer agreement says controls depend on merchant data and systems; they do not remove the account holder’s responsibilities. Source ↗Checked 2026-09-09
Maintenance discounts
RTS identifies Southern Tire Mart among its partners; the app lists participating service centers. Source ↗Checked 2026-09-09
Discount help
The FAQ directs discount problems to your representative by phone or email. It does not establish round-the-clock fuel-card support. Source ↗Checked 2026-09-09
Fuel and factoring together
RTS markets lower rates and savings when fuel and factoring are bundled. Source ↗Checked 2026-09-09
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REPORTED COSTS
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