TA deserves a look when your drivers already make regular TA and Petro stops. Universal brings fuel and other stop expenses together, while direct billing may let you keep an existing card. Start with your routes and a written monthly cost: driver rewards are a separate benefit, and an advertised discount needs to beat your current fuel bill after fees. If you need wider acceptance, ask specifically about earnify fleet so you compare the terms for the right card.
Updated 2026-09-09
What stands out
A closer look at TravelCenters of America
Savings at my stops
Price a week of your usual stops against your current arrangement. Keep the company’s fuel savings separate from benefits earned by individual drivers.
Supporting details
TA advertises more than 350 TA-Petro locations. Check the actual stops your drivers use. Source ↗
Diesel savings advertised, without a current public rate or calculation formula. Source ↗
earnify pro succeeds UltraONE and TruckSmart. TA says existing points, status and account details transfer automatically. Source ↗
Loyalty points and credits cannot be redeemed for cash. Treat driver rewards separately from the fleet account’s fuel discount. Source ↗
earnify fleet is a separate WEX Bank product with broader fuel-station acceptance. Its advertised savings, fees and terms do not apply automatically to TA Fleet Universal. Source ↗
At a glance
Who it serves
Fleet businesses of any size buying fuel and services at TA and Petro.More details
Card fees
No annual or transaction fee advertised. A monthly maintenance fee applies; its amount is not published.More details
Commitment and closure
The public Universal page does not state the term, renewal or closure charges.More details
Stops on your routes
TA advertises more than 350 TA-Petro locations. Check the actual stops your drivers use.More details
Costs, plans & capabilities
TA Fleet Universal
Diesel, DEF, repairs, parking and food at TA-Petro.
TA advertises more than 350 TA-Petro locations. Check the actual stops your drivers use.
No annual or transaction fee advertised. A monthly maintenance fee applies; its amount is not published.
Diesel savings advertised, without a current public rate or calculation formula.
Billing frequency and payment deadlines are not specified on the public Universal page. Request the account terms.
Credit limits, deposits and guarantee requirements are not specified on the public Universal page.
The public Universal page does not state the term, renewal or closure charges.
Driver-level spending controls advertised. Confirm which limits your account supports.
Dynamic Prompt adds a four-digit verification code at the pump after setup.
The fleet hub links TA Fleet Universal customers to an EFS account portal.
A fleet sales team handles card and custom billing questions. Universal account-support hours are not established by the sales page.
Direct billing with an existing card
TA offers direct billing through other fuel cards. Ask whether your current program qualifies for its benefits.
TA lists Comdata, EFS, FleetONE, QuikQ, Voyager and WEX among cards accepted at its fuel desks. This does not establish Universal acceptance elsewhere.
Access Billing Services has transaction and statement tools. Confirm whether your proposed account uses this separate billing service.
Separate option: earnify fleet
earnify fleet is a separate WEX Bank product with broader fuel-station acceptance. Its advertised savings, fees and terms do not apply automatically to TA Fleet Universal.
The linked earnify fleet agreement requires payment in full by the statement due date and includes a separate fee schedule. Compare the agreement for the card actually offered.
Optional driver rewards: earnify pro
earnify pro succeeds UltraONE and TruckSmart. TA says existing points, status and account details transfer automatically.
The July 1, 2026 loyalty rules require an individual member aged 18 or older with a CDL. Companies cannot hold a membership.
Loyalty points and credits cannot be redeemed for cash. Treat driver rewards separately from the fleet account’s fuel discount.
earnify pro provides rewards access, shower and parking booking, and location tools.
Plan details
Who it serves
Fleet businesses of any size buying fuel and services at TA and Petro. Source ↗Checked 2026-09-09
Stops on your routes
TA advertises more than 350 TA-Petro locations. Check the actual stops your drivers use. Source ↗Checked 2026-09-09
Purchases on one card
Diesel, DEF, repairs, parking and food at TA-Petro. Source ↗Checked 2026-09-09
Card fees
No annual or transaction fee advertised. A monthly maintenance fee applies; its amount is not published. Source ↗Checked 2026-09-09
Diesel discounts
Diesel savings advertised, without a current public rate or calculation formula. Source ↗Checked 2026-09-09
Payment schedule
Billing frequency and payment deadlines are not specified on the public Universal page. Request the account terms. Source ↗Checked 2026-09-09
Account approval
Credit limits, deposits and guarantee requirements are not specified on the public Universal page. Source ↗Checked 2026-09-09
Commitment and closure
The public Universal page does not state the term, renewal or closure charges. Source ↗Checked 2026-09-09
Driver spending
Driver-level spending controls advertised. Confirm which limits your account supports. Source ↗Checked 2026-09-09
Pump authorization
Dynamic Prompt adds a four-digit verification code at the pump after setup. Source ↗Checked 2026-09-09
Managing the account
The fleet hub links TA Fleet Universal customers to an EFS account portal. Source ↗Checked 2026-09-09
Keeping an existing fuel card
TA offers direct billing through other fuel cards. Ask whether your current program qualifies for its benefits. Source ↗Checked 2026-09-09
Other cards accepted at TA
TA lists Comdata, EFS, FleetONE, QuikQ, Voyager and WEX among cards accepted at its fuel desks. This does not establish Universal acceptance elsewhere. Source ↗Checked 2026-09-09
Fleet billing tools
Access Billing Services has transaction and statement tools. Confirm whether your proposed account uses this separate billing service. Source ↗Checked 2026-09-09
Fleet assistance
A fleet sales team handles card and custom billing questions. Universal account-support hours are not established by the sales page. Source ↗Checked 2026-09-09
A separate wider-network card
earnify fleet is a separate WEX Bank product with broader fuel-station acceptance. Its advertised savings, fees and terms do not apply automatically to TA Fleet Universal. Source ↗Checked 2026-09-09
earnify fleet account terms
The linked earnify fleet agreement requires payment in full by the statement due date and includes a separate fee schedule. Compare the agreement for the card actually offered. Source ↗Checked 2026-09-09
Driver rewards have changed
earnify pro succeeds UltraONE and TruckSmart. TA says existing points, status and account details transfer automatically. Source ↗Checked 2026-09-09
Who earns driver rewards
The July 1, 2026 loyalty rules require an individual member aged 18 or older with a CDL. Companies cannot hold a membership. Source ↗Checked 2026-09-09
Rewards and fuel savings
Loyalty points and credits cannot be redeemed for cash. Treat driver rewards separately from the fleet account’s fuel discount. Source ↗Checked 2026-09-09
Driver app
earnify pro provides rewards access, shower and parking booking, and location tools. Source ↗Checked 2026-09-09
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