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Fuel cards

Multi Service Fuel Card

Fuel cards for highway trucks and mixed vehicle fleets, with route-specific discounts, credit or prepaid funding, and driver purchase controls.

  • Route-specific stop discounts
  • Credit or prepaid funding
  • One-time fueling PINs
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Our take

Multi Service deserves a look if your trucks regularly use highway fuel stops and you want a person to help tailor the account. Its route-specific discounts and choice of credit or prefunding are more useful buying questions than the size of the network alone. Older customer accounts give support some credit, but also show uneven value and billing experiences. Compare your own stops, the written fee schedule and payment dates, then have a driver try the price display and fueling controls before moving the fleet.

What stands out

A closer look at Multi Service Fuel Card

Savings at my stops

Match the card program to your vehicles and usual stops. Acceptance, extra discounts and prices visible in the app cover different sets of locations; compare the final bill for your own routes.

Supporting details

The Class 7–8 program advertises 8,900+ high-flow truck-stop locations across the US and Canada. Source ↗

A separate Class 1–6 program advertises 230,000+ fuel and maintenance locations across the US and Canada. These are not all truck stops. Source ↗

The FAQ lists nearly 4,000 stops with additional discounts. Acceptance alone does not establish an extra discount. Source ↗

Advertises cash-price treatment at accepting locations, plus participating discounts. Compare the final price at your usual stops. Source ↗

A manager can help negotiate route-specific discounts or attach discounts you already arranged with a stop. Source ↗

Shows prices at 6,500+ stops. This is a different count from the acceptance network; account-specific prices require authorized access. Source ↗

Customer experience: Older accounts disagree about savings and station coverage.

Research context

Most feedback dates from 2023 and followed invitations. It does not establish current performance, fleet size or the exact card program used.

At a glance

Fleet eligibility
Serves fleets of any size. The application asks for a US DOT or MC number; account and credit approval are separate decisions.More details
Published account fees
The PDF lists $0–$10 monthly maintenance, $0–$2 per fuel transaction and 0%–3% money fees.More details
Account closure
Written cancellation takes effect on receipt, unless a later date is specified. Amounts owed remain payable.More details
Highway truck network
The Class 7–8 program advertises 8,900+ high-flow truck-stop locations across the US and Canada.More details

Costs, plans & capabilities

Fueling highway trucks

The Class 7–8 program advertises 8,900+ high-flow truck-stop locations across the US and Canada.

The FAQ lists nearly 4,000 stops with additional discounts. Acceptance alone does not establish an extra discount.

Advertises cash-price treatment at accepting locations, plus participating discounts. Compare the final price at your usual stops.

A manager can help negotiate route-specific discounts or attach discounts you already arranged with a stop.

Shows prices at 6,500+ stops. This is a different count from the acceptance network; account-specific prices require authorized access.

The app uses route, fuel type, tank size, fuel economy and preferred stop amenities to help plan purchases.

InstaMoney checks support approved road expenses such as repairs and lumpers. They are not offered with the mixed vehicle fleet program; fees may apply.

An active Shell-owned fuel-card business, serving commercial fleets since 1978.

Funding, fees and account terms

Offers unsecured credit, deposit-secured credit and prepaid accounts. Credit applications require underwriting; prepaid accounts do not require a credit check.

The customer term sheet sets billing dates; EFT is required unless another method is approved.

The PDF lists $0–$10 monthly maintenance, $0–$2 per fuel transaction and 0%–3% money fees.

Published charge: up to 15% of the returned amount, plus $50.

Published late charge: 1.5% of the total outstanding balance monthly.

Written cancellation takes effect on receipt, unless a later date is specified. Amounts owed remain payable.

The PDF permits a security interest in receivables and other assets, and restricts receivable assignments without consent.

The PDF requires dispute notification within 30 days of receiving the first affected statement.

The linked cardholder PDF has “11-24” in its filename. Confirm the version and account-specific fee schedule offered to you.

Serves fleets of any size. The application asks for a US DOT or MC number; account and credit approval are separate decisions.

Driver controls and mixed fleets

Set limits, purchase prompts and card access; monitor suspicious transactions through fleet account tools.

Authorized drivers can generate a single-use fueling PIN in the app; managers can also generate one for a driver.

Authorize drivers to see account-specific discounts. Cards can be activated or deactivated from the app.

A separate Class 1–6 program advertises 230,000+ fuel and maintenance locations across the US and Canada. These are not all truck stops.

Assign fuel, maintenance or both, with driver-level spending limits and identification prompts.

Advertises connections with 40 TMS platforms. Confirm compatibility with the system and version your office uses.

Advertises live assistance 24 hours a day, every day, at 877-673-5338, alongside a dedicated account manager.

Plan details
Fuel-card business
An active Shell-owned fuel-card business, serving commercial fleets since 1978. Source ↗Checked 2026-09-09
Fleet eligibility
Serves fleets of any size. The application asks for a US DOT or MC number; account and credit approval are separate decisions. Source ↗Checked 2026-09-09
Highway truck network
The Class 7–8 program advertises 8,900+ high-flow truck-stop locations across the US and Canada. Source ↗Checked 2026-09-09
Mixed vehicle fleet network
A separate Class 1–6 program advertises 230,000+ fuel and maintenance locations across the US and Canada. These are not all truck stops. Source ↗Checked 2026-09-09
Discount locations
The FAQ lists nearly 4,000 stops with additional discounts. Acceptance alone does not establish an extra discount. Source ↗Checked 2026-09-09
Price basis
Advertises cash-price treatment at accepting locations, plus participating discounts. Compare the final price at your usual stops. Source ↗Checked 2026-09-09
Your existing stop agreements
A manager can help negotiate route-specific discounts or attach discounts you already arranged with a stop. Source ↗Checked 2026-09-09
Prices in the app
Shows prices at 6,500+ stops. This is a different count from the acceptance network; account-specific prices require authorized access. Source ↗Checked 2026-09-09
Planning fuel stops
The app uses route, fuel type, tank size, fuel economy and preferred stop amenities to help plan purchases. Source ↗Checked 2026-09-09
Credit or prefunding
Offers unsecured credit, deposit-secured credit and prepaid accounts. Credit applications require underwriting; prepaid accounts do not require a credit check. Source ↗Checked 2026-09-09
Agreement to check
The linked cardholder PDF has “11-24” in its filename. Confirm the version and account-specific fee schedule offered to you. Source ↗Checked 2026-09-09
Repayment
The customer term sheet sets billing dates; EFT is required unless another method is approved. Source ↗Checked 2026-09-09
Published account fees
The PDF lists $0–$10 monthly maintenance, $0–$2 per fuel transaction and 0%–3% money fees. Source ↗Checked 2026-09-09
Returned payment
Published charge: up to 15% of the returned amount, plus $50. Source ↗Checked 2026-09-09
Late payment
Published late charge: 1.5% of the total outstanding balance monthly. Source ↗Checked 2026-09-09
Account closure
Written cancellation takes effect on receipt, unless a later date is specified. Amounts owed remain payable. Source ↗Checked 2026-09-09
Existing finance agreements
The PDF permits a security interest in receivables and other assets, and restricts receivable assignments without consent. Source ↗Checked 2026-09-09
Billing discrepancies
The PDF requires dispute notification within 30 days of receiving the first affected statement. Source ↗Checked 2026-09-09
Purchase policies
Set limits, purchase prompts and card access; monitor suspicious transactions through fleet account tools. Source ↗Checked 2026-09-09
One-time PIN setup
Authorized drivers can generate a single-use fueling PIN in the app; managers can also generate one for a driver. Source ↗Checked 2026-09-09
Driver account access
Authorize drivers to see account-specific discounts. Cards can be activated or deactivated from the app. Source ↗Checked 2026-09-09
Money on the road
InstaMoney checks support approved road expenses such as repairs and lumpers. They are not offered with the mixed vehicle fleet program; fees may apply. Source ↗Checked 2026-09-09
Transport management systems
Advertises connections with 40 TMS platforms. Confirm compatibility with the system and version your office uses. Source ↗Checked 2026-09-09
Mixed-fleet purchases
Assign fuel, maintenance or both, with driver-level spending limits and identification prompts. Source ↗Checked 2026-09-09
Staffed support
Advertises live assistance 24 hours a day, every day, at 877-673-5338, alongside a dedicated account manager. Source ↗Checked 2026-09-09

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REPORTED COSTS

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Other fuel cards to consider

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