Fuel cards

EFS / WEX

Truck-stop fuel payments, driver spending controls and optional road-expense tools, with an EFS Fleet Mastercard option for broader business purchases.

Card-level purchase controls
MoneyCodes and driver-fund options
EFS fleet-system integrations

69 / 100Carrier Alliance Score

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Our take

EFS deserves a closer look when fuel buying is tied to dispatch, driver funds and back-office reporting. Its card controls and optional services can bring several road expenses into one workflow; the Mastercard version extends purchasing beyond the fuel network. The tradeoff is setup and program detail: integration credentials, driver prompts and a written fee schedule matter. The selected accounts show why a pilot with a few drivers is useful before moving the whole fleet—especially for mobile fueling and exception handling.

Updated 2026-09-09

What stands out

A closer look at EFS / WEX

Savings at my stops

Price a week of your actual stops under the proposed agreement. A network location, cash-price benefit and negotiated discount are different things; route-level savings matter more than the size of the acceptance network.

Supporting details

North American truck-stop network. Check your actual locations and discount agreement; acceptance alone does not establish a discount. Source ↗

The Mastercard page advertises cash-price fuel within the EFS merchant network. Negotiated discounts and net prices require your own offer. Source ↗

Optional reporting checks transactions against negotiated discounts and highlights fuel-spending patterns. Source ↗

Research context

The available accounts span 2021–2026 and include different business relationships and partner programs. Historical incidents and disputed allegations do not establish current system performance.

At a glance

Designed for: EFS targets mid-sized to enterprise fleets that need fuel payments and operating controls. Fleet One EDGE is a separate program.More details
Pricing basis: Request a program-specific fee schedule covering fuel transactions, account charges, driver funds and optional services. No universal EFS price was established.More details
Closure terms: That OTR agreement provides 30 days’ written notice and repayment of outstanding transactions, with possible startup-incentive repayment. Your program’s agreement controls.More details
Before drivers fuel: The linked carrier guide explains required driver and unit prompts. Drivers need to know those details and the purchases their card allows.More details

Costs, plans & capabilities

EFS Fleet Card

North American truck-stop network. Check your actual locations and discount agreement; acceptance alone does not establish a discount.

Set purchase limits and required driver, vehicle or trip information for each card.

WEX CardControl supports balance checks, fuel search and driver-fund management.

EFS CarrierControl manages cards, overrides, MoneyCodes, statements and transactions.

Supports payment through CAT Scale’s Weigh My Truck app.

EFS Fleet Mastercard

Combines EFS-network purchases with Mastercard acceptance for other approved business expenses, including maintenance and travel.

Mastercard merchant-category and spending-frequency controls help separate permitted purchases from other expenses.

The Mastercard page advertises cash-price fuel within the EFS merchant network. Negotiated discounts and net prices require your own offer.

Optional fleet services

Optional tools to pay drivers, lumpers, repairs and roadside services through the web, app or phone.

Optional access to driver pay or contractor settlements through the EFS card, with transfers and activity summaries.

Optional reporting checks transactions against negotiated discounts and highlights fuel-spending patterns.

Optional services prepare fuel-tax reporting and connect with supported dispatch or GPS systems.

Optional Bestpass-based toll management brings toll charges onto the fleet account.

Optional telematics-based checks compare purchases with vehicle location and fuel data. Confirm compatibility and alert or decline settings.

Account setup and integrations

Fleetio requires its EFS connector, not its WEX connector. EFS must enable data sharing and provide separate feed credentials; allow up to five business days.

Fleetio matches the entered unit number to the vehicle name. Missing or mismatched entries need reconciliation; MoneyCodes and express codes are not supported by this feed.

Fleetio polls every five minutes, but merchant batching can delay a transaction by hours.

EFS publishes US wire, ACH and check instructions. Correct payment references matter; confirm posting time and your billing cycle during setup.

One public OTR agreement makes payment due on the statement date, or the preceding business day for non-business dates. Credit review can require more frequent payment; confirm your issued agreement.

The same agreement requires written billing disputes within 60 days and payment while investigated. Report suspected card misuse immediately; retain transaction records.

Advertises 24/7 customer service at 888-824-7378, plus online and mobile account access.

Separate forms cover billing changes, fraud, non-fraud disputes and check void requests. Use the form for the relevant card network.

Plan details

Designed for: EFS targets mid-sized to enterprise fleets that need fuel payments and operating controls. Fleet One EDGE is a separate program. Source ↗Checked 2026-09-09
Fuel acceptance: North American truck-stop network. Check your actual locations and discount agreement; acceptance alone does not establish a discount. Source ↗Checked 2026-09-09
Pricing basis: Request a program-specific fee schedule covering fuel transactions, account charges, driver funds and optional services. No universal EFS price was established. Source ↗Checked 2026-09-09
Program-specific schedules: Public OTR participant agreements include different setup and MoneyCode charges. They are examples of particular programs, not a universal EFS price list. Source ↗Checked 2026-09-09
Card controls: Set purchase limits and required driver, vehicle or trip information for each card. Source ↗Checked 2026-09-09
Driver app: WEX CardControl supports balance checks, fuel search and driver-fund management. Source ↗Checked 2026-09-09
Fleet app: EFS CarrierControl manages cards, overrides, MoneyCodes, statements and transactions. Source ↗Checked 2026-09-09
Weighing: Supports payment through CAT Scale’s Weigh My Truck app. Source ↗Checked 2026-09-09
EFS Fleet Mastercard: Combines EFS-network purchases with Mastercard acceptance for other approved business expenses, including maintenance and travel. Source ↗Checked 2026-09-09
Expense controls: Mastercard merchant-category and spending-frequency controls help separate permitted purchases from other expenses. Source ↗Checked 2026-09-09
Fuel price basis: The Mastercard page advertises cash-price fuel within the EFS merchant network. Negotiated discounts and net prices require your own offer. Source ↗Checked 2026-09-09
Checks and MoneyCodes: Optional tools to pay drivers, lumpers, repairs and roadside services through the web, app or phone. Source ↗Checked 2026-09-09
SmartFunds: Optional access to driver pay or contractor settlements through the EFS card, with transfers and activity summaries. Source ↗Checked 2026-09-09
Fuel Audit and Reconciliation: Optional reporting checks transactions against negotiated discounts and highlights fuel-spending patterns. Source ↗Checked 2026-09-09
Fuel tax tools: Optional services prepare fuel-tax reporting and connect with supported dispatch or GPS systems. Source ↗Checked 2026-09-09
Fleet tolls: Optional Bestpass-based toll management brings toll charges onto the fleet account. Source ↗Checked 2026-09-09
SecureFuel: Optional telematics-based checks compare purchases with vehicle location and fuel data. Confirm compatibility and alert or decline settings. Source ↗Checked 2026-09-09
Fleetio connection: Fleetio requires its EFS connector, not its WEX connector. EFS must enable data sharing and provide separate feed credentials; allow up to five business days. Source ↗Checked 2026-09-09
Vehicle matching: Fleetio matches the entered unit number to the vehicle name. Missing or mismatched entries need reconciliation; MoneyCodes and express codes are not supported by this feed. Source ↗Checked 2026-09-09
Transaction timing: Fleetio polls every five minutes, but merchant batching can delay a transaction by hours. Source ↗Checked 2026-09-09
Payment setup: EFS publishes US wire, ACH and check instructions. Correct payment references matter; confirm posting time and your billing cycle during setup. Source ↗Checked 2026-09-09
Published agreement example: One public OTR agreement makes payment due on the statement date, or the preceding business day for non-business dates. Credit review can require more frequent payment; confirm your issued agreement. Source ↗Checked 2026-09-09
Closure terms: That OTR agreement provides 30 days’ written notice and repayment of outstanding transactions, with possible startup-incentive repayment. Your program’s agreement controls. Source ↗Checked 2026-09-09
Dispute process: The same agreement requires written billing disputes within 60 days and payment while investigated. Report suspected card misuse immediately; retain transaction records. Source ↗Checked 2026-09-09
Support access: Advertises 24/7 customer service at 888-824-7378, plus online and mobile account access. Source ↗Checked 2026-09-09
EFS-specific assistance: Separate forms cover billing changes, fraud, non-fraud disputes and check void requests. Use the form for the relevant card network. Source ↗Checked 2026-09-09
Before drivers fuel: The linked carrier guide explains required driver and unit prompts. Drivers need to know those details and the purchases their card allows. Source ↗Checked 2026-09-09

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