Great West Casualty

The core trucking policy

Great West Casualty is part of Old Republic and distributes trucking insurance through independent agencies.

Coverage is available for owner-operators under their own authority or leased to a motor carrier, subject to underwriting.

The current quote page excludes Alaska, Hawaii, Massachusetts and New York. Product availability and eligibility still depend on the operation.

An agent follows up on quote requests. A universal minimum authority age or driver-experience requirement is not published on this page.

The core trucking policy requires a quote. Compare coverage, deductibles, deposits and fees on the same basis; the public quote page gives no universal premium.

Great West offers non-trucking-use liability for nonbusiness use of the truck; this is separate from the motor carrier’s liability coverage while operating under lease.

The broad-form cargo description includes electronics, alcohol, wet loads and refrigeration-related losses. Confirm the applicable policy and endorsements for your freight.

The advertised Single Deductible endorsement applies the highest of the relevant deductibles to a covered single-unit loss away from your premises.

Choice Coverage Plus

Choice Coverage Plus is advertised at $20 per power unit per month. This is an optional endorsement bundle, not the price of the main trucking policy.

The owner-operator page describes Choice Coverage Plus for operations with one to nine units.

The bundle lists up to $5,000 for towing and up to $500 for roadside labor, subject to a $250 per-loss mechanical-breakdown deductible.

The bundle lists replacement-rental reimbursement after a covered breakdown at $200 per day, capped at $1,000.

Choice Coverage Plus offers a reduction up to $1,000 over consecutive loss-free policy periods. A paid physical-damage or cargo loss can reset it at renewal.

InsightDriven

The program advertises $300 per truck annually for camera-based data or $150 for ELD-only data, paid quarterly for eligible units.

Primary liability with an active guaranteed-cost policy is required, with all claims data provided. Large-deductible policies are excluded; payments cover up to 99 units.

InsightDriven requires permission to share compatible device data. Its disclaimer says data supports research and future products and will not affect current pricing or policies; eligibility and state terms apply.

Certificates, claims and safety support

The Great West Mobile app supports certificate requests, policy details and ID cards. The published description does not promise a certificate turnaround time.

The app lists claims tracking, driver and equipment details, and bill viewing and payment.

Great West publishes a dedicated claims line, 800-228-8040, available 24/7 in the US and Canada, with trucking-focused adjusters.

Published services include towing and repair coordination and deductible-recovery assistance when appropriate. Round-the-clock access is not a settlement deadline.

Great West describes on-site safety assistance, training materials and an online learning library for trucking operations.

Payment and renewal arrangements

Depending on the policy, Great West offers reporting based on revenue, mileage or units, as well as installment arrangements.

The payment guide describes small-carrier installment eligibility as nine or fewer units, under $1 million in revenue and fewer than one million miles.

Actual policy and state terms govern renewal, cancellation and return premium. The public disclosures do not give a universal refund formula or notice period.