Get funding on qualifying loads at night, on weekends and on holidays through DropPay, with no monthly volume commitment.
Room for quieter months
DropPay has no volume commitment, so you’re not tied to a monthly factoring target.
Choose who you factor
Decide which customers you want to factor with Express.
Get paid outside banking hours
DropPay offers funding on nights, weekends and holidays for eligible loads.
Updated 2026-09-08
What stands out
A closer look at Express Freight Finance
Getting paid
Check the whole journey on a real load: document upload, funded balance and money arriving where you need it. After-hours account access is useful only if the destination and exception process work for you.
Supporting details
Advertises payments within minutes after delivery, including nights, weekends and holidays, without submission cutoffs. Confirm your account and loads qualify. Source ↗
Upload the rate confirmation and bill of lading through EFF360. Drivers can have their own logins to submit documents. Source ↗
Funds can be used in the account, transferred elsewhere or sent to others. Confirm settlement and verification for your chosen destination. Source ↗
DriverPay works with DropPay for immediate or scheduled driver payments. Confirm recipient setup; the page does not establish payroll-tax processing. Source ↗
The DropPay page lists DriverPay at no additional cost and access to a premium load board. Source ↗
Research context
The service experiences date from 2018–2023. They cannot establish today’s DropPay performance or support response times.
At a glance
Who it serves
US trucking carriers. The current inquiry form excludes cargo vans and small box trucks; confirm your equipment qualifies.More details
Factoring price
A personalized quote is required. The carrier page does not publish a complete rate and fee schedule.More details
Contract options
The FAQ says a long-term contract is not always required and a trial may be available. Confirm term, renewal and exit conditions.More details
Load documents
Upload the rate confirmation and bill of lading through EFF360. Drivers can have their own logins to submit documents.More details
Costs, plans & capabilities
Freight factoring
A personalized quote is required. The carrier page does not publish a complete rate and fee schedule.
The FAQ makes no-reserve funding dependent on operation and risk; specialized hauling may not qualify. Request your actual net advance.
Offered for customer insolvency or bankruptcy, at a higher factoring fee. Other disputes and deductions require the written agreement.
The provider’s factoring guide says you can choose customers to factor. Confirm how non-factored invoices are handled.
The FAQ says a long-term contract is not always required and a trial may be available. Confirm term, renewal and exit conditions.
DropPay
Advertises payments within minutes after delivery, including nights, weekends and holidays, without submission cutoffs. Confirm your account and loads qualify.
DropPay advertises zero transaction fees and no wire fees. This does not establish a zero factoring rate or complete account fee schedule.
Upload the rate confirmation and bill of lading through EFF360. Drivers can have their own logins to submit documents.
DropPay advertises no volume commitments, allowing quiet and busy months without a published minimum.
Funds can be used in the account, transferred elsewhere or sent to others. Confirm settlement and verification for your chosen destination.
DriverPay with DropPay
DriverPay works with DropPay for immediate or scheduled driver payments. Confirm recipient setup; the page does not establish payroll-tax processing.
The DropPay page lists DriverPay at no additional cost and access to a premium load board.
Plan details
Who it serves
US trucking carriers. The current inquiry form excludes cargo vans and small box trucks; confirm your equipment qualifies. Source ↗Checked 2026-09-08
Factoring price
A personalized quote is required. The carrier page does not publish a complete rate and fee schedule. Source ↗Checked 2026-09-08
Contract options
The FAQ says a long-term contract is not always required and a trial may be available. Confirm term, renewal and exit conditions. Source ↗Checked 2026-09-08
Monthly minimum
DropPay advertises no volume commitments, allowing quiet and busy months without a published minimum. Source ↗Checked 2026-09-08
Choosing customers
The provider’s factoring guide says you can choose customers to factor. Confirm how non-factored invoices are handled. Source ↗Checked 2026-09-08
Full advance eligibility
The FAQ makes no-reserve funding dependent on operation and risk; specialized hauling may not qualify. Request your actual net advance. Source ↗Checked 2026-09-08
Non-recourse option
Offered for customer insolvency or bankruptcy, at a higher factoring fee. Other disputes and deductions require the written agreement. Source ↗Checked 2026-09-08
Account approval
Approval and a signed factoring agreement precede invoice funding. The FAQ requests identity, business, authority and insurance documents. Source ↗Checked 2026-09-08
DropPay timing
Advertises payments within minutes after delivery, including nights, weekends and holidays, without submission cutoffs. Confirm your account and loads qualify. Source ↗Checked 2026-09-08
Load documents
Upload the rate confirmation and bill of lading through EFF360. Drivers can have their own logins to submit documents. Source ↗Checked 2026-09-08
DropPay charges
DropPay advertises zero transaction fees and no wire fees. This does not establish a zero factoring rate or complete account fee schedule. Source ↗Checked 2026-09-08
Accessing the funded balance
Funds can be used in the account, transferred elsewhere or sent to others. Confirm settlement and verification for your chosen destination. Source ↗Checked 2026-09-08
Paying drivers
DriverPay works with DropPay for immediate or scheduled driver payments. Confirm recipient setup; the page does not establish payroll-tax processing. Source ↗Checked 2026-09-08
Included with DropPay
The DropPay page lists DriverPay at no additional cost and access to a premium load board. Source ↗Checked 2026-09-08
Staffed support
The contact page lists Monday–Friday, 7 a.m.–5 p.m. MST, at 877-529-6029: account support, EFF360 support and credit-check options. Source ↗Checked 2026-09-08
Account help and credit checks
A dedicated account manager, mobile invoice submission, credit checks and collections assistance are advertised for carriers. Source ↗Checked 2026-09-08
Moving from another factor
Offers a free contract review and assistance with notice and transition. Starting a buyout within 24 hours is not a completed-release guarantee. Source ↗Checked 2026-09-08
Customer payment routing
The provider sends a notice of assignment directing customers to pay it until instructed otherwise. Coordinate routing when switching factors. Source ↗Checked 2026-09-08
MarketFIT lane information
Provides US market trends and lane comparisons with load-board integration for factoring clients. It is research support, not a guaranteed load or rate. Source ↗Checked 2026-09-08
Optional fuel card
The fuel-card program requires an Express factoring account and approval. Confirm credit terms and actual discounts at your regular stops. Source ↗Checked 2026-09-08
Carrier Alliance reviews
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REPORTED COSTS
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