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Factoring

Cashway Funding

Flexible freight factoring with flat or variable pricing, same-day processing and app access.

  • Flat or variable pricing
  • No monthly minimum
  • App and web account access
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Our take

Cashway offers a choice between predictable flat pricing and a rate tied to how quickly customers pay. Flexible usage and several ways to receive funds make it worth comparing if your volume changes from month to month.

What stands out

A closer look at Cashway Funding

Getting paid

The afternoon cutoff gives you time to submit completed loads. Choose how to receive the proceeds, including splitting a payment.

Supporting details

Complete freight documents received before 3 p.m. Atlanta time are processed for same-day funding. Source ↗

ACH, wire, RTP and fuel-card funding, with split payments available. Source ↗

Upload documents, follow transactions, check broker credit and create account reports. Source ↗

At a glance

Payment timing
Complete freight documents received before 3 p.m. Atlanta time are processed for same-day funding.More details
Rate structure
Flat-rate and variable-rate options. Under variable pricing, the charge depends on the customer’s payment timing.More details
Account flexibility
No long-term contract or monthly minimum is required under the advertised flexible program.More details
App and web portal
Upload documents, follow transactions, check broker credit and create account reports.More details

Costs, plans & capabilities

Flat-rate factoring

Flat-rate and variable-rate options. Under variable pricing, the charge depends on the customer’s payment timing.

Recourse and non-recourse plans are available; the published non-recourse protection addresses customers going out of business.

No startup, monthly, annual or per-invoice processing fees are advertised. Transfer costs belong in the written quote.

Variable-rate factoring

Flat-rate and variable-rate options. Under variable pricing, the charge depends on the customer’s payment timing.

Recourse and non-recourse plans are available; the published non-recourse protection addresses customers going out of business.

No startup, monthly, annual or per-invoice processing fees are advertised. Transfer costs belong in the written quote.

Plan details
Who it serves
Owner-operators, startups and growing trucking fleets. Source ↗Checked 2026-09-26
Payment timing
Complete freight documents received before 3 p.m. Atlanta time are processed for same-day funding. Source ↗Checked 2026-09-26
Payment options
ACH, wire, RTP and fuel-card funding, with split payments available. Source ↗Checked 2026-09-26
Rate structure
Flat-rate and variable-rate options. Under variable pricing, the charge depends on the customer’s payment timing. Source ↗Checked 2026-09-26
Risk options
Recourse and non-recourse plans are available; the published non-recourse protection addresses customers going out of business. Source ↗Checked 2026-09-26
Account charges
No startup, monthly, annual or per-invoice processing fees are advertised. Transfer costs belong in the written quote. Source ↗Checked 2026-09-26
Account flexibility
No long-term contract or monthly minimum is required under the advertised flexible program. Source ↗Checked 2026-09-26
App and web portal
Upload documents, follow transactions, check broker credit and create account reports. Source ↗Checked 2026-09-26
Back-office support
Billing, collection and account-management assistance are included. Source ↗Checked 2026-09-26

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REPORTED COSTS

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