Choose which loads to factor, without a long-term commitment or minimum volume. Use factoring when you need it and keep control over the invoices you send.
Factor on your terms
Choose which loads to factor, with no long-term commitment or minimum volume.
Less paperwork at the desk
Send load documents and choose how to get paid from the app.
Weekend payments when you need them
Pre-approved loads can pay out on weekends and holidays with $30 Anytime Pay.
Updated 2026-09-08
What stands out
A closer look at BasicBlock
Getting paid
Choose payment speed around when you actually need the money. Preapproval and the bank’s processing matter alongside the advertised arrival time; confirm the net advance because the published reserve descriptions differ.
Supporting details
Standard factoring payment is advertised within 24 hours and included in the rate. Bank settlement and invoice approval can affect when the money is available. Source ↗
The FAQ uses 2 p.m. Central on business days for regular processing. Later Friday submissions normally move to Monday; after-hours payment requires a pre-approved load. Source ↗
Anytime Pay costs $30 for a pre-approved load, according to the FAQ. The payment page advertises arrival within an hour, including weekends and holidays; confirm eligibility for your bank and load. Source ↗
The main comparison says no reserves. Ask for the amount deposited on a typical invoice after all deductions. Source ↗
The FAQ uses an example with part of the invoice paid later, unlike the main page’s no-reserves claim. A written advance and holdback schedule is needed. Source ↗
Research context
The available service feedback is limited and dates from 2025–2026. A reported chargeback dispute has an unknown agreement and outcome; it does not establish a recurring problem.
At a glance
Who it serves
BasicBlock serves owner-operators and carriers nationwide from Lincoln, Nebraska. Each business and the brokers it wants to factor still need approval.More details
Factoring rate
The main site advertises a flat 2.5% rate. Request a written quote for your volume and brokers, including optional payment charges.More details
Commitment and minimums
Advertises no long-term commitment or minimum factoring volume. You can choose which loads to factor; written account terms still apply.More details
Submitting a load
Use the app to send load documents and choose a payment option. The FAQ identifies proof of delivery, broker information and complete paperwork as funding requirements.More details
Costs, plans & capabilities
Freight factoring
The main site advertises a flat 2.5% rate. Request a written quote for your volume and brokers, including optional payment charges.
Standard factoring payment is advertised within 24 hours and included in the rate. Bank settlement and invoice approval can affect when the money is available.
Advertises no long-term commitment or minimum factoring volume. You can choose which loads to factor; written account terms still apply.
The Uber Freight partner terms describe protection when an approved broker becomes insolvent. Obtain your own agreement’s exclusions and chargeback rules; the marketing label does not establish protection for every unpaid or disputed invoice.
The main comparison says no reserves. Ask for the amount deposited on a typical invoice after all deductions.
The FAQ uses an example with part of the invoice paid later, unlike the main page’s no-reserves claim. A written advance and holdback schedule is needed.
Optional faster payment
Anytime Pay costs $30 for a pre-approved load, according to the FAQ. The payment page advertises arrival within an hour, including weekends and holidays; confirm eligibility for your bank and load.
The FAQ uses 2 p.m. Central on business days for regular processing. Later Friday submissions normally move to Monday; after-hours payment requires a pre-approved load.
The Uber Freight partner schedule lists next-day ACH at $0, same-day RTP or debit payment at $5 and wires at $30. Confirm which charges apply to your account.
Optional fuel advance
Approved factoring customers can receive money in their bank account for fuel, deducted from the next payout. The advertised charge is $20 per advance, with no fuel-network restriction.
The Uber Freight partner schedule caps its fuel advance at 50% of load value, up to $1,500. Confirm the limit on your own account.
Plan details
Who it serves
BasicBlock serves owner-operators and carriers nationwide from Lincoln, Nebraska. Each business and the brokers it wants to factor still need approval. Source ↗Checked 2026-09-08
Factoring rate
The main site advertises a flat 2.5% rate. Request a written quote for your volume and brokers, including optional payment charges. Source ↗Checked 2026-09-08
Commitment and minimums
Advertises no long-term commitment or minimum factoring volume. You can choose which loads to factor; written account terms still apply. Source ↗Checked 2026-09-08
Submitting a load
Use the app to send load documents and choose a payment option. The FAQ identifies proof of delivery, broker information and complete paperwork as funding requirements. Source ↗Checked 2026-09-08
Standard payment
Standard factoring payment is advertised within 24 hours and included in the rate. Bank settlement and invoice approval can affect when the money is available. Source ↗Checked 2026-09-08
Regular processing cutoff
The FAQ uses 2 p.m. Central on business days for regular processing. Later Friday submissions normally move to Monday; after-hours payment requires a pre-approved load. Source ↗Checked 2026-09-08
Optional Anytime Pay
Anytime Pay costs $30 for a pre-approved load, according to the FAQ. The payment page advertises arrival within an hour, including weekends and holidays; confirm eligibility for your bank and load. Source ↗Checked 2026-09-08
Other payment charges
The Uber Freight partner schedule lists next-day ACH at $0, same-day RTP or debit payment at $5 and wires at $30. Confirm which charges apply to your account. Source ↗Checked 2026-09-08
Advertised reserve policy
The main comparison says no reserves. Ask for the amount deposited on a typical invoice after all deductions. Source ↗Checked 2026-09-08
Advance amount to confirm
The FAQ uses an example with part of the invoice paid later, unlike the main page’s no-reserves claim. A written advance and holdback schedule is needed. Source ↗Checked 2026-09-08
Non-recourse scope
The Uber Freight partner terms describe protection when an approved broker becomes insolvent. Obtain your own agreement’s exclusions and chargeback rules; the marketing label does not establish protection for every unpaid or disputed invoice. Source ↗Checked 2026-09-08
Optional fuel advance
Approved factoring customers can receive money in their bank account for fuel, deducted from the next payout. The advertised charge is $20 per advance, with no fuel-network restriction. Source ↗Checked 2026-09-08
Fuel amount to confirm
The Uber Freight partner schedule caps its fuel advance at 50% of load value, up to $1,500. Confirm the limit on your own account. Source ↗Checked 2026-09-08
Checking a broker
The free broker-check tool is available in the app. The FAQ recommends searching by MC number and says broker checks generally are not conducted over the phone. Source ↗Checked 2026-09-08
Working with your team
The app lets you invite drivers or dispatchers, generate load reports by date range and view rejection reasons before correcting and resubmitting paperwork. Source ↗Checked 2026-09-08
Staffed support hours
The FAQ lists Monday–Thursday, 8 a.m.–5 p.m., and Friday, 8 a.m.–4:30 p.m., Central. Weekend support is very limited and available only by text or email. Source ↗Checked 2026-09-08
Closing or switching an account
Partner terms define no contracts as no fixed term. They describe release paperwork after the balance is cleared; outstanding receivables can be purchased by the carrier or another factor. Confirm notice and timing in your agreement. Source ↗Checked 2026-09-08
Moving from another factor
BasicBlock reviews the existing agreement and open receivables before deciding whether a buyout is possible. The partner process requires signed agreements; a buyout is not guaranteed. Source ↗Checked 2026-09-08
Related carrier tools
A July 21, 2026 announcement confirms BasicBlock acquired TrueNorth, a loadboard and AI dispatch platform. It does not establish that every feature is integrated into the factoring app. Source ↗Checked 2026-09-08
Mobile account access
The BasicBlock app is available for iPhone and iPad; the checked listing requires iOS/iPadOS 16.4 or later. Checked 2026-09-08
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REPORTED COSTS
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