Start without a long-term factoring contract.
Apex is worth a closer look when handling invoices and chasing answers compete with running your trucks. Selected customers describe helpful people and easy payment handling, while two accounts raise different concerns about the help received. Its mobile tools and payment options make the paperwork-to-cash process the right place to evaluate it. Bring actual invoices and your customer list: which accounts qualify, what remains your responsibility, and how the agreement ends matter as much as the quoted rate.
Start without a long-term factoring contract.
Qualified clients can use 24/7 factoring, with several ways to receive funds.
Pick the customers you want to factor, then submit all their invoices.
Updated 2026-09-12
Walk one completed load through document checks, purchase and transfer. Confirm your after-hours eligibility and receiving account before relying on a payment deadline.
Qualified clients can use 24/7 factoring. Invoice processing and the chosen payment route determine when funds become available. Source ↗
Submit the rate confirmation, bill of lading and required supporting documents; Apex verifies delivery details. Source ↗
blynk supports Zelle, bank debit card and DDA transfers after invoice processing. Confirm that your receiving bank and account are supported. Source ↗
ACH, wire, check and direct funding to the Apex fuel card are also listed. Source ↗
Customer experience: Customers describe easy transfers and prompt invoice processing.
The feedback covers April–August 2026 and includes mixed experiences. It does not establish typical outcomes or confirm each customer’s trucking operation or fleet size.
The carrier must repurchase an invoice if the customer does not pay under a recourse arrangement.
A custom quote reflects invoice volume, average freight rate, customer mix and factoring frequency; flat or tiered rates may be offered.
You can choose customers to factor; once you factor a customer, Apex asks you to factor all invoices for that customer.
Apex’s guide describes credit-related nonpayment protection. Freight claims and other non-credit disputes can remain the carrier’s responsibility.
A custom quote reflects invoice volume, average freight rate, customer mix and factoring frequency; flat or tiered rates may be offered.
AMP provides free credit checks at any time; approval limits still govern the invoices Apex will purchase.
Qualified clients can use 24/7 factoring. Invoice processing and the chosen payment route determine when funds become available.
Submit the rate confirmation, bill of lading and required supporting documents; Apex verifies delivery details.
blynk supports Zelle, bank debit card and DDA transfers after invoice processing. Confirm that your receiving bank and account are supported.
ACH, wire, check and direct funding to the Apex fuel card are also listed.
The iOS and Android app captures documents, creates invoices and stores images for later submission.
Drivers can receive access to selected app features, including document capture, while company financial information remains restricted.
AMP includes invoice aging, itemized payment reports and storage for authority, insurance, tax and UCC documents.
A dedicated account executive and US client services team support the account, with English, Spanish, Russian and Ukrainian service listed.
Apex handles collections on purchased invoices.
AMP provides free credit checks at any time; approval limits still govern the invoices Apex will purchase.
Qualifying clients can access a fuel credit line starting at $2,500. The stated conditions include a factoring agreement and Apex TCS Fuel Card signup.
A custom quote reflects invoice volume, average freight rate, customer mix and factoring frequency; flat or tiered rates may be offered.
Apex advertises no monthly minimum volume fees.
That terms document allows invoice-processing charges and reserves. The applicable amounts belong in your written quote and agreement.
Apex requests an application, authority, insurance and—if already operating—a customer list.
You can choose customers to factor; once you factor a customer, Apex asks you to factor all invoices for that customer.
The current FAQ advertises no long-term contracts, monthly fees or cancellation fees. Obtain the agreement and release requirements that apply to your offer.
An undated published terms document includes automatic renewal and a 60–90-day non-renewal notice window. Confirm whether it is incorporated in your current offer.
The FAQ says Apex will coordinate a buyout and transition with your current factor.
The published terms describe settling obligations, lien-release conditions and changed customer payment instructions. Request the applicable release sequence before switching.
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